So What Good is Health Insurance When...
What good is health insurance when we have to pay more than an average home mortgage per month for medication? Why pay EXTRA to get non HMO insurance when you can't even get them to pay for necessary medication for which there is NO cheaper alternative?
So you shop for a job as carefully as you can. You decide whether to take it based on salary, benefits, work environment, etc. You THINK your benefits include reasonable drug coverage, perhaps with a co-pay like so many others are. So you take the job.
THEN you find out that your wonderful new insurance company has decided arbitrarily that the drug you need is something they don't really like to pay for, so they decide to only pay for 50%. So you get a bill. For 1100.00 EACH MONTH!
Now, of course, that's on top of the 500.00 per month you pay for health insurance anyway.
The "you" in this instance is Mr. Psycho Sensei who works for Lockheed Martin, a company who you would THINK would have good benefits packages, especially if the employees are paying 500.00 a month for them.
So let's see... 1100 plus 500 would get a nice house in a lot of parts of this country. So, buy a house, or stop a progressive disease that eats your joints and puts you in great pain. Let's see. Can we make this trade off? How many people in the country are having this same problem? And the Shrub wants to maintain the "status quo?" Oh please....